Qualifying

Learn how to qualify for a reverse mortgage, including the reverse mortgage requirements for age, your home, credit and income, plus HUD counseling, appraisal, financial assessment, underwriting, closing, and funding.

Suggested Topics:

Why your loan amount isn’t your home’s full value.

Tyler Plack

Reverse Mortgage Principal Limit and PLF Explained

Organize your records before a reverse mortgage application.

Tyler Plack

Reverse Mortgage Documents: What to Gather First

Why reverse mortgage MIP costs more explained

Tyler Plack

Reverse Mortgage MIP (Mortgage Insurance Premium) Explained

Choose the right reverse mortgage interest rate.

Tyler Plack

Fixed vs. Adjustable Reverse Mortgages: Rates & Payouts

A LESA sets aside funds to pay property taxes and insurance so you can stay in your home.

Tyler Plack

What Is a Life Expectancy Set Aside (LESA) in a Reverse Mortgage?

Bankruptcy doesn’t always prevent getting a reverse mortgage

Tyler Plack

Can You Get a Reverse Mortgage After Bankruptcy?

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Reverse Mortgage Repair Requirements: What You Must Fix

Tyler Plack

Can You Get a Reverse Mortgage on a Home That Needs Repairs?

You Need a Fresh Reverse Mortgage Appraisal

Tyler Plack

Reverse Mortgage Appraisal Requirements: Why a New Report Is Needed

Can You Get a Reverse with a Child on Deed?

Tyler Plack

Child on the Deed: Reverse Mortgage Title and Co-Owner Questions

ELIGIBILITY QUIZ

Am I eligible for a reverse mortgage?

Answer a few quick questions and we'll confirm your options.

•
60 seconds Quick assessment
•
100% Secure No personal data stored
•
Instant Results Immediate eligibility check

Fed Rates Cuts: Great Time for a Reverse Mortgage?

Tyler Plack

September 2025 Fed Rate Cut: Reverse Mortgage Context

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Clear, BS-free explanations of costs, timelines, and pitfalls.

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ELIGIBILITY QUIZ

Am I eligible for a reverse mortgage?

Answer a few quick questions and we'll confirm your options.

•
60 seconds Quick assessment
•
100% Secure No personal data stored
•
Instant Results Immediate eligibility check
START HERE: Get cash out with a reverse mortgage Check Eligibility ›