Written by Tyler Plack
Legal Disclosures
By submitting your contact information, you are providing your signature and agreeing to our Terms of Use and our Privacy Policy. You are also signing express consent to having South River Mortgage, our partners, or one of our third-party associates contact you about your inquiry via text message, email address, or phone to the residential or cellular telephone number or email you have provided. Message and data rates may apply. This contact includes automatic telephone dialing system or an artificial or prerecorded voice or message. You expressly consent to South River Mortgage to contact you via any means made to any telephone number you provide, even if your telephone number is currently listed on any do not contact email list, internal, corporate, state or national Do Not Call Registry list. Consent is not required as a condition of utilizing South River Mortgage’s services. You may Opt Out at any time by making a Do Not Call Request.
General.
South River Mortgage, LLC is headquartered at 1750 Forest Drive, Suite 195 Annapolis, MD 21401. Toll-free number 1-844-230-6679. Company NMLS ID 1854524.
State Licenses
South River Mortgage is a licensed mortgage lender, and we do business in the following states:
| State | License Number |
|---|---|
| Alabama | Consumer Credit License 23178 |
| Arizona | Mortgage Banker License 1031337 |
| Arkansas | Combination Mortgage Banker-Broker-Servicer License 1854524 |
| California | California Financing Law License - 60DBO-103861 |
| Colorado | Mortgage Company Registration NMLS ID 1854524 |
| Connecticut | NMLS ID #1854524 |
| Delaware | Lender License 36677 |
| District of Columbia | Mortgage Dual Authority License MLB1854524 |
| Florida | Mortgage Lender License MLD2178 |
| Georgia | Mortgage Lender License/Registration 1854524 |
| Idaho | License/Registration #: MBL-2081854524 |
| Illinois | Residential Mortgage License MB.6761575 |
| Indiana | Department of Financial Institutions, Mortgage Lending License 62994 |
| Iowa | Mortgage Banker License/Registration # 2025-0140 |
| Kentucky | Mortgage Company License #MC 930583 |
| Louisiana | Residential Mortgage Lending License NMLS ID 1854524 |
| Maine | Supervised Lender License 1854524 |
| Maryland | Mortgage Lender License 1854524 |
| Michigan | 1st Mortgage Broker/Lender License FL0026338 |
| Minnesota | MN-MO-1854524 |
| Montana | Mortgage Lender License #1854524 |
| Nebraska | Mortgage Banker License #1854524 |
| Nevada | Mortgage Company License #NMC-119888 |
| New Hampshire | Mortgage Banker License #1854524MB |
| New Jersey | Residential Mortgage Lender License Licensed by the New Jersey Department of Banking and Insurance #1854524 |
| New Mexico | Mortgage Loan Company License #1854524 |
| North Carolina | Mortgage Lender License L-222259 |
| Ohio | Residential Mortgage Lending Act Certificate of Registration RM.804642.000 |
| Oklahoma | Mortgage Lender License #ML016993 |
| Oregon | Mortgage Lending License #1854524 |
| Pennsylvania | Mortgage Lender License #94893 |
| Rhode Island | License/Registration #: 20265030LL / Loan Broker License # 20265031LB |
| South Carolina | Mortgage Lender / Servicer License # MLS - 1854524 |
| Tennessee | Mortgage License #1854524 |
| Texas | Department of Savings and Mortgage Lending Mortgage Company License #1854524 |
| Utah | Mortgage Entity License #12662523 |
| Washington | Consumer Loan Company License # CL-1854524 |
| Wisconsin | NMLS ID #1854524 |
| Wyoming | Mortgage Lender/Broker License # MBL- 5984 |
Other State Disclosures
STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.
NEW JERSEY LIEN DISCLOSURE
HECM and HomeForLife products are first lien mortgage loans. For an adjustable rate HECM loan, a second lien mortgage and note also are required in order to secure any potential payments that FHA may make to or on behalf of a borrower pursuant to the federal National Housing Act and the loan agreement.
TEXAS MORTGAGE COMPANY DISCLOSURE
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS, OR TO FILE A CLAIM AGAINAST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM OR CLAIM APPLICATION TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML’S WEBSITE: WWW.SML.TEXAS.GOV.