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California Reverse Mortgage Companies

 

Map of the United States highlighting California

Reverse Mortgage Product Options in California

 

HomeForLifeHECM
Traditional Reverse Mortgage
(Reverse Mortgage 101)		YesYes
Refinance Existing Reverse Mortgage with Another
(HECM to HECM)		YesYes
Purchase a Home with a Reverse Mortgage
(HECM for Purchase)		YesYes
Minimum Age for Eligibility in CA5562
Get Your Quote →Get Your Quote →

Reverse Mortgage Interest Rates in California

The 10-year CMT index average used here is 5.25%. Reverse mortgage interest rates adjust weekly on Tuesdays, so the next adjustment date will be Tuesday, October 20, 2026.

The projected index for next week is 5.13%, compared to this week’s index, which is 5.25%. This means that rates are projected to be between 6.88% and 7.63%.

Click to learn more about Reverse Mortgage Interest Rates (& how they affect you) →

Index data source: U.S. Treasury Daily Par Yield Curve Rates, 10-year. Latest observation October 15, 2026. Projected rates are estimates, not a personalized quote.

Local Reverse Mortgage Companies in California

Although South River Mortgage originates loans all across the country, we do maintain a local presence in California. We have a resident agent location at 720 14th Street, Sacramento, CA 95814. Get Your Quote →

HUD also maintains a list of local lenders. Get Your Quote →

Reverse Mortgage Loan Origination Statistics in California

We have pulled together a number of useful reverse mortgage loan statistics for CA. These loan origination statistics are put together below as a courtesy, and as such, we cannot make any guarantees about the accuracy of the information.

Note that this data was sourced from a proprietary data set, so it includes loans outside of the FHA HECM loans listed on the HECM Portfolio Snapshot.

Reverse Mortgages in California

Bar chart: Reverse mortgage loan origination over time in CaliforniaDownload the dataset (anonymized) as a CSV file

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Average Reverse Mortgage Home Values in California

Bar chart: Average reverse mortgage home values over time in CaliforniaDownload the dataset (anonymized) as a CSV file

Reverse Mortgage Interest Rates in California

Bar chart: Average reverse mortgage interest rates over time in CaliforniaDownload the dataset (anonymized) as a CSV file

State Regulator & Licensing in California

Make sure you are working with a licensed mortgage lender in California. South River Mortgage maintains approval with California and holds the California Financing Law License – 60DBO-103861.

County-Specific Loan Information in California

California has 55, and each county has its own specifics. We have compiled county-by-county loan statistics and information, whether you are looking for a reverse mortgage or just curious about loan origination activity. Kindly note that this information is provided on a best-efforts basis – and while we do as much quality control work as possible – we make no guarantees to the accuracy of loan statistical information provided

Choose any county to learn more about reverse mortgages in that area:

Local reverse mortgage data

County guides built from HMDA loan records and Census housing data:

START HERE: Get cash out with a reverse mortgage Check Eligibility ›