California Reverse Mortgage Lenders
Reverse Mortgage Product Options in California
HomeForLife | HECM | |
Traditional Reverse Mortgage (Reverse Mortgage 101) |
Yes | Yes |
Refinance Existing Reverse Mortgage with Another (HECM to HECM) |
Yes | Yes |
Purchase a Home with a Reverse Mortgage (HECM for Purchase) |
Yes | Yes |
Minimum Age for Eligibility in CA | 55 | 62 |
Get Your Quote → | Get Your Quote → |
Reverse Mortgage Interest Rates in California
As of today, the 10-year CMT index is trading at 4.50%. Reverse mortgage interest rates adjust weekly on Tuesdays, so the next adjustment date will be Tuesday, June 10, 2025. (Updated 6 June 2025)
The projected index for next week is 4.38%, compared to this week’s index, which is 4.50%. This means that rates are projected to be between 6.13% and 6.88%.
Click to learn more about Reverse Mortgage Interest Rates (& how they affect you) →
Local Reverse Mortgage Lenders in California
Although South River Mortgage originates loans all across the country, we do maintain a local presence in California. We have a resident agent location at 720 14th Street, Sacramento, CA 95814. Get Your Quote →
HUD also maintains a list of local lenders. Get Your Quote →
Reverse Mortgage Loan Origination Statistics in California
We have pulled together a number of useful reverse mortgage loan statistics for CA. These loan origination statistics are put together below as a courtesy, and as such, we cannot make any guarantees about the accuracy of the information.
Note that this data was sourced from a proprietary data set, so it includes loans outside of the FHA HECM loans listed on the HECM Portfolio Snapshot.
Reverse Mortgages in California
Download the dataset (anonymized) as a CSV file
.
Average Reverse Mortgage Home Values in California
Download the dataset (anonymized) as a CSV file
Reverse Mortgage Interest Rates in California
Download the dataset (anonymized) as a CSV file
State Regulator & Licensing in California
Make sure you are working with a licensed mortgage lender in California. South River Mortgage maintains approval with California and holds the California Financing Law License – 60DBO-103861.
County-Specific Loan Information in California
California has 55, and each county has its own specifics. We have compiled county-by-county loan statistics and information, whether you are looking for a reverse mortgage or just curious about loan origination activity. Kindly note that this information is provided on a best-efforts basis – and while we do as much quality control work as possible – we make no guarantees to the accuracy of loan statistical information provided
Choose any county to learn more about reverse mortgages in that area:
- Alameda County
- Amador County
- Butte County
- Calaveras County
- Colusa County
- Contra Costa County
- Del Norte County
- El Dorado County
- Fresno County
- Glenn County
- Humboldt County
- Imperial County
- Inyo County
- Kern County
- Kings County
- Lake County
- Lassen County
- Los Angeles County
- Madera County
- Marin County
- Mariposa County
- Mendocino County
- Merced County
- Mono County
- Monterey County
- Napa County
- Nevada County
- Orange County
- Placer County
- Plumas County
- Riverside County
- Sacramento County
- San Benito County
- San Bernardino County
- San Diego County
- San Francisco County
- San Joaquin County
- San Luis Obispo County
- San Mateo County
- Santa Barbara County
- Santa Clara County
- Santa Cruz County
- Shasta County
- Siskiyou County
- Solano County
- Sonoma County
- Stanislaus County
- Sutter County
- Tehama County
- Trinity County
- Tulare County
- Tuolumne County
- Ventura County
- Yolo County
- Yuba County