California Reverse Mortgage Lenders

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California Reverse Mortgage Lenders

 

Reverse Mortgage Product Options in California

 

HomeForLife HECM
Traditional Reverse Mortgage
(Reverse Mortgage 101)		 Yes Yes
Refinance Existing Reverse Mortgage with Another
(HECM to HECM)		 Yes Yes
Purchase a Home with a Reverse Mortgage
(HECM for Purchase)		 Yes Yes
Minimum Age for Eligibility in CA 55 62
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Reverse Mortgage Interest Rates in California

As of today, the 10-year CMT index is trading at 4.38%. Reverse mortgage interest rates adjust weekly on Tuesdays, so the next adjustment date will be Tuesday, July 1, 2025. (Updated 27 June 2025)

The projected index for next week is 4.25%, compared to this week’s index, which is 4.38%. This means that rates are projected to be between 6.00% and 6.75%.

Click to learn more about Reverse Mortgage Interest Rates (& how they affect you) →

Local Reverse Mortgage Lenders in California

Although South River Mortgage originates loans all across the country, we do maintain a local presence in California. We have a resident agent location at 720 14th Street, Sacramento, CA 95814. Get Your Quote →

HUD also maintains a list of local lenders. Get Your Quote →

Reverse Mortgage Loan Origination Statistics in California

We have pulled together a number of useful reverse mortgage loan statistics for CA. These loan origination statistics are put together below as a courtesy, and as such, we cannot make any guarantees about the accuracy of the information.

Note that this data was sourced from a proprietary data set, so it includes loans outside of the FHA HECM loans listed on the HECM Portfolio Snapshot.

Reverse Mortgages in California

Download the dataset (anonymized) as a CSV file

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Average Reverse Mortgage Home Values in California

Download the dataset (anonymized) as a CSV file

Reverse Mortgage Interest Rates in California

Download the dataset (anonymized) as a CSV file

State Regulator & Licensing in California

Make sure you are working with a licensed mortgage lender in California. South River Mortgage maintains approval with California and holds the California Financing Law License – 60DBO-103861.

County-Specific Loan Information in California

California has 55, and each county has its own specifics. We have compiled county-by-county loan statistics and information, whether you are looking for a reverse mortgage or just curious about loan origination activity. Kindly note that this information is provided on a best-efforts basis – and while we do as much quality control work as possible – we make no guarantees to the accuracy of loan statistical information provided

Choose any county to learn more about reverse mortgages in that area: