Pennsylvania Reverse Mortgage Lenders

Trusted Pennsylvania reverse mortgage lender. Unlock retirement cash with an FHA-insured HECM—no payments, no stress. A+ BBB rating.

When comparing reverse mortgage lenders in Pennsylvania, begin with licensing. South River Mortgage lists Pennsylvania among its licensed states and shows its Pennsylvania Mortgage Lender License on its licensing information page, so you can check the current disclosure before you talk to anyone.

A good comparison also covers the HECM program, the counseling requirement and the obligations that continue after closing: property taxes, homeowners insurance, HOA charges and keeping the home in repair. A HUD-approved housing counselor can explain the program and help you weigh alternatives before you pick a lender.

Before You Compare Reverse Mortgage Lenders in Pennsylvania

1. Confirm the lender’s current Pennsylvania licensing disclosure.
2. Schedule HUD-approved counseling before you sign anything.
3. Ask which ongoing property obligations you must plan for and how they are monitored.
4. Compare the proposed loan with other options for your situation.

Sources: HUD HECM program, HUD housing counseling. Licensing and program references reviewed October 28, 2026.

Reverse Mortgage Product Options in Pennsylvania

Reverse Mortgage Interest Rates in Pennsylvania

The projected index for next week is 5.00%, compared to this week’s index, which is 5.13%. This means that rates are projected to be between 6.75% and 7.50%.

Click to learn more about Reverse Mortgage Interest Rates (& how they affect you) →

Index data source: U.S. Treasury Daily Par Yield Curve Rates, 10-year. Latest observation October 30, 2026. Projected rates are estimates, not a personalized quote.

Local Reverse Mortgage Lenders in Pennsylvania

Although South River Mortgage originates loans all across the country, we do maintain a local presence in Pennsylvania. We have a resident agent location at 125 Locust Street, Harrisburg, PA 17101. Get Your Quote →

HUD also maintains a list of local lenders. Get Your Quote →

Reverse Mortgage Loan Origination Statistics in Pennsylvania

We have pulled together a number of useful reverse mortgage loan statistics for PA. These loan origination statistics are put together below as a courtesy, and as such, we cannot make any guarantees about the accuracy of the information.

Note that this data was sourced from a proprietary data set, so it includes loans outside of the FHA HECM loans listed on the HECM Portfolio Snapshot.

Reverse Mortgages in Pennsylvania

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Average Reverse Mortgage Home Values in Pennsylvania

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Reverse Mortgage Interest Rates in Pennsylvania

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State Regulator & Licensing in Pennsylvania

Make sure you are working with a licensed mortgage lender in Pennsylvania. South River Mortgage maintains approval with Pennsylvania and holds the Mortgage Lender License #94893.

County-Specific Loan Information in Pennsylvania

Pennsylvania has 53, and each county has its own specifics. We have compiled county-by-county loan statistics and information, whether you are looking for a reverse mortgage or just curious about loan origination activity. Kindly note that this information is provided on a best-efforts basis – and while we do as much quality control work as possible – we make no guarantees to the accuracy of loan statistical information provided