Florida Reverse Mortgage Lenders
Reverse Mortgage Product Options in Florida
| HomeForLife | HECM | |
| Traditional Reverse Mortgage (Reverse Mortgage 101) | Yes | Yes |
| Refinance Existing Reverse Mortgage with Another (HECM to HECM) | Yes | Yes |
| Purchase a Home with a Reverse Mortgage (HECM for Purchase) | Yes | Yes |
| Minimum Age for Eligibility in FL | 55 | 62 |
| Get Your Quote → | Get Your Quote → |
Reverse Mortgage Interest Rates in Florida
The 10-year CMT index average used here is 5.25%. Reverse mortgage interest rates adjust weekly on Tuesdays, so the next adjustment date will be Tuesday, October 20, 2026.
The projected index for next week is 5.13%, compared to this week’s index, which is 5.25%. This means that rates are projected to be between 6.88% and 7.63%.
Click to learn more about Reverse Mortgage Interest Rates (& how they affect you) →
Index data source: U.S. Treasury Daily Par Yield Curve Rates, 10-year. Latest observation October 15, 2026. Projected rates are estimates, not a personalized quote.
Local Reverse Mortgage Lenders in Florida
Although South River Mortgage originates loans all across the country, we do maintain a local presence in Florida. We have a resident agent location at 2894 Remington Green Ln, Ste. A, Tallahassee, FL 32308. Get Your Quote →
HUD also maintains a list of local lenders. Get Your Quote →
Reverse Mortgage Loan Origination Statistics in Florida
We have pulled together a number of useful reverse mortgage loan statistics for FL. These loan origination statistics are put together below as a courtesy, and as such, we cannot make any guarantees about the accuracy of the information.
Note that this data was sourced from a proprietary data set, so it includes loans outside of the FHA HECM loans listed on the HECM Portfolio Snapshot.
Reverse Mortgages in Florida
Download the dataset (anonymized) as a CSV file
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Average Reverse Mortgage Home Values in Florida
Download the dataset (anonymized) as a CSV file
Reverse Mortgage Interest Rates in Florida
Download the dataset (anonymized) as a CSV file
State Regulator & Licensing in Florida
Make sure you are working with a licensed mortgage lender in Florida. South River Mortgage maintains approval with Florida and holds the Mortgage Lender License MLD2178.
County-Specific Loan Information in Florida
Florida has 60, and each county has its own specifics. We have compiled county-by-county loan statistics and information, whether you are looking for a reverse mortgage or just curious about loan origination activity. Kindly note that this information is provided on a best-efforts basis – and while we do as much quality control work as possible – we make no guarantees to the accuracy of loan statistical information provided
Choose any county to learn more about reverse mortgages in that area:
- Alachua County
- Baker County
- Bay County
- Bradford County
- Brevard County
- Broward County
- Calhoun County
- Charlotte County
- Citrus County
- Clay County
- Collier County
- Columbia County
- DeSoto County
- Dixie County
- Duval County
- Escambia County
- Flagler County
- Franklin County
- Gadsden County
- Gilchrist County
- Gulf County
- Hendry County
- Hernando County
- Highlands County
- Hillsborough County
- Indian River County
- Jackson County
- Jefferson County
- Lafayette County
- Lake County
- Lee County
- Leon County
- Levy County
- Madison County
- Manatee County
- Marion County
- Martin County
- Miami-Dade County
- Monroe County
- Nassau County
- Okaloosa County
- Okeechobee County
- Orange County
- Osceola County
- Palm Beach County
- Pasco County
- Pinellas County
- Polk County
- Putnam County
- St. Johns County
- St. Lucie County
- Santa Rosa County
- Sarasota County
- Seminole County
- Sumter County
- Suwannee County
- Union County
- Volusia County
- Wakulla County
- Walton County
Local reverse mortgage data
County guides built from HMDA loan records and Census housing data: