Maryland Reverse Mortgage Lenders

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Maryland Reverse Mortgage Lenders

 

Reverse Mortgage Product Options in Maryland

 

HomeForLifeHECM
Traditional Reverse Mortgage
(Reverse Mortgage 101)		YesYes
Refinance Existing Reverse Mortgage with Another
(HECM to HECM)		YesYes
Purchase a Home with a Reverse Mortgage
(HECM for Purchase)		YesYes
Minimum Age for Eligibility in MDNot Available62
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Reverse Mortgage Interest Rates in Maryland

As of today, the 10-year CMT index is trading at 4.13%. Reverse mortgage interest rates adjust weekly on Tuesdays, so the next adjustment date will be Tuesday, April 7, 2026. (Updated 2 April 2026)

The projected index for next week is 4.13%, compared to this week’s index, which is 4.13%. This means that rates are projected to be between 5.88% and 6.63%.

Click to learn more about Reverse Mortgage Interest Rates (& how they affect you) →

Local Reverse Mortgage Lenders in Maryland

Although South River Mortgage originates loans all across the country, we do maintain a local presence in Maryland. We have a resident agent location at 1750 Forest Drive, Suite 195, Annapolis, MD 21401. Get Your Quote →

HUD also maintains a list of local lenders. Get Your Quote →

Reverse Mortgage Loan Origination Statistics in Maryland

We have pulled together a number of useful reverse mortgage loan statistics for MD. These loan origination statistics are put together below as a courtesy, and as such, we cannot make any guarantees about the accuracy of the information.

Note that this data was sourced from a proprietary data set, so it includes loans outside of the FHA HECM loans listed on the HECM Portfolio Snapshot.

Reverse Mortgages in Maryland

Download the dataset (anonymized) as a CSV file

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Average Reverse Mortgage Home Values in Maryland

Download the dataset (anonymized) as a CSV file

Reverse Mortgage Interest Rates in Maryland

Download the dataset (anonymized) as a CSV file

State Regulator & Licensing in Maryland

Make sure you are working with a licensed mortgage lender in Maryland. South River Mortgage maintains approval with Maryland and holds the Mortgage Lender License 1854524.

County-Specific Loan Information in Maryland

Maryland has 24, and each county has its own specifics. We have compiled county-by-county loan statistics and information, whether you are looking for a reverse mortgage or just curious about loan origination activity. Kindly note that this information is provided on a best-efforts basis – and while we do as much quality control work as possible – we make no guarantees to the accuracy of loan statistical information provided

Choose any county to learn more about reverse mortgages in that area:

START HERE: Get cash out with a reverse mortgage Check Eligibility ›