In 2024, there were 9 active reverse mortgage loans in McIntosh County, Georgia. The average home value in McIntosh County is $536,424.78.

Click here to get a reverse Mortgage Quote in McIntosh County, Georgia

To avoid scams, make sure you are working with a licensed lender in Georgia. South River Mortgage is a fully licensed lender in Georgia. The GA state regulator requires mortgage lenders to be explicitly approved to make loans and hold a license. South River Mortgage proudly holds the Mortgage Lender License/Registration in GA, and our state license identifier is 1854525.  We also maintain active approval with HUD/FHA.

Reverse Mortgage Loans in McIntosh County

McIntosh County, located in the state of Georgia, is a charming coastal area known for its picturesque landscapes and rich historical heritage. With a population of approximately 14,600 residents, the county enjoys a mild climate and beautiful surroundings that make it an attractive place to live and visit. McIntosh County is known for its historic sites, such as the historic town of Darien, which played a significant role in the state’s early history. In terms of property data, the average home value in McIntosh County is $536,424.78, with an average property tax of $1,649.56. Seniors in McIntosh County may find that utilizing a reverse mortgage can be a beneficial financial option, especially with the current low average interest rate of 4.62%. This can provide older residents with additional funds for living expenses or home improvements while allowing them to remain in their homes for the long term.

Reverse Mortgage Loan Origination in McIntosh County

Reverse Mortgage Home Values in McIntosh County

Reverse Mortgage Interest Rates McIntosh County

There are approximately 9 active reverse mortgage loans in McIntosh County. The average interest rate in McIntosh County is 7.01% for reverse mortgages. The average maximum claim amount (the lesser of the appraisal or lending limit), among reverse mortgage borrowers, in McIntosh County was $258,333.33 in 2024.

Click here to get a Reverse Mortgage Quote in McIntosh County, Georgia »

Note that our loan origination data will not exactly match FHA’s HECM portfolio snapshot. This discrepancy occurs because FHA’s reports are limited to loans endorsed by FHA (i.e. HECMs only). We use a series of custom data criteria that make it possible to identify all reverse mortgages: HECMs, proprietary, and even single-purpose reverse mortgages.

Jumbo Reverse Mortgage in McIntosh County, GA

With the average home value of $258,333.33, you may be wondering about the opportunities for jumbo loans.

The FHA has increased the HECM lending limit to $1,209,750 for 2025. If your property is valued above the HECM lending limit, you may be eligible for additional proceeds through the HomeForLife jumbo reverse mortgage.

Reverse Mortgage Refinance (HECM to HECM) in McIntosh County

It might make sense to refinance your reverse mortgage. There are many situations where refinancing could be very beneficial to you:

• You want to get more cash out because your home value has increased substantially
• You want to pay less in interest by obtaining a lower interest rate
• You want to add a loved one to the reverse mortgage

As a bonus, South River Mortgage can sometimes provide multiple benefits at once, depending on the situation. There have been cases where we can help secure a lower interest rate and additional cash. In some cases, we have been able to do all three benefits: lower rate, more cash, and adding a son or daughter onto the mortgage.

South River Mortgage can help you refinance your reverse mortgage. Get a quote today »

Reverse for Purchase (HECM for Purchase) in McIntosh County

You can now purchase a home with a reverse mortgage in {county}, GA. The reverse for purchase lets homebuyers purchase the home and get a reverse mortgage in a single transaction. The requirements for a reverse for purchase are very similar to the traditional reverse mortgage program.

Purchasing a home with a reverse mortgage has many benefits:

• No monthly mortgage payment (although you’d still be responsible for property taxes and homeowner’s insurance)
• The home being purchased would meet HUD’s property requirements or minimum property standards (this helps keep the home safe for occupants)

Learn what your down payment would be using our Reverse for Purchase calculator. Or, get pre-approved today »