Montana Reverse Mortgage Lenders
Reverse Mortgage Product Options in Montana
| HomeForLife | HECM | |
| Traditional Reverse Mortgage (Reverse Mortgage 101) | Yes | Yes |
| Refinance Existing Reverse Mortgage with Another (HECM to HECM) | Yes | Yes |
| Purchase a Home with a Reverse Mortgage (HECM for Purchase) | Yes | Yes |
| Minimum Age for Eligibility in MT | Not Available | 62 |
| Get Your Quote → | Get Your Quote → |
Reverse Mortgage Interest Rates in Montana
As of today, the 10-year CMT index is trading at 4.13%. Reverse mortgage interest rates adjust weekly on Tuesdays, so the next adjustment date will be Tuesday, May 5, 2026. (Updated 2 May 2026)
The projected index for next week is 4.13%, compared to this week’s index, which is 4.13%. This means that rates are projected to be between 5.88% and 6.63%.
Click to learn more about Reverse Mortgage Interest Rates (& how they affect you) →
Local Reverse Mortgage Lenders in Montana
Although South River Mortgage originates loans all across the country, we do maintain a local presence in Montana. We have a resident agent location at 55 W. 14TH Street, Suite 101, Helena, MT 59601. Get Your Quote →
HUD also maintains a list of local lenders. Get Your Quote →
Reverse Mortgage Loan Origination Statistics in Montana
We have pulled together a number of useful reverse mortgage loan statistics for MT. These loan origination statistics are put together below as a courtesy, and as such, we cannot make any guarantees about the accuracy of the information.
Note that this data was sourced from a proprietary data set, so it includes loans outside of the FHA HECM loans listed on the HECM Portfolio Snapshot.
Reverse Mortgages in Montana
Download the dataset (anonymized) as a CSV file
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Average Reverse Mortgage Home Values in Montana
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Reverse Mortgage Interest Rates in Montana
Download the dataset (anonymized) as a CSV file
State Regulator & Licensing in Montana
Make sure you are working with a licensed mortgage lender in Montana. South River Mortgage maintains approval with Montana and holds the Consumer Loan Company License #CL-1854524.
County-Specific Loan Information in Montana
Montana has 33, and each county has its own specifics. We have compiled county-by-county loan statistics and information, whether you are looking for a reverse mortgage or just curious about loan origination activity. Kindly note that this information is provided on a best-efforts basis – and while we do as much quality control work as possible – we make no guarantees to the accuracy of loan statistical information provided