Reverse Mortgage Lenders in Williamson County, Texas – 2025
In 2024, there were 606 active reverse mortgage loans in Williamson County, Texas. The average home value in Williamson County is $446,948.67.
Click here to get a reverse Mortgage Quote in Williamson County, Texas
To avoid scams, make sure you are working with a licensed lender in Texas. South River Mortgage is a fully licensed lender in Texas. The TX state regulator requires mortgage lenders to be explicitly approved to make loans and hold a license. South River Mortgage proudly holds the Department of Savings and Mortgage Lending Mortgage Company License in TX, and our state license identifier is 1854525. We also maintain active approval with HUD/FHA.
Reverse Mortgage Loans in Williamson County
Williamson County, located in the state of Texas, is a vibrant and rapidly growing area known for its picturesque landscapes, thriving economy, and strong sense of community. With a population of over 600,000 residents, the county enjoys a warm climate with hot summers and mild winters, making it an ideal place for outdoor activities and enjoying the natural beauty of the area. Historically, Williamson County played a significant role in the development of Texas, with cultural sites and landmarks that offer insights into its rich past. The county is also renowned for its quality healthcare facilities, educational institutions, and diverse recreational opportunities. For seniors looking to supplement their retirement income, considering a reverse mortgage can be a practical option, leveraging the average home value of $446,948.67, the average property tax of $3,379.01, and the average interest rate of 4.16%. Reverse mortgages can provide financial flexibility and security for seniors looking to tap into their home equity while still living in their beloved homes.
Reverse Mortgage Loan Origination in Williamson County
Reverse Mortgage Home Values in Williamson County
Reverse Mortgage Interest Rates Williamson County
There are approximately 606 active reverse mortgage loans in Williamson County. The average interest rate in Williamson County is 7.53% for reverse mortgages. The average maximum claim amount (the lesser of the appraisal or lending limit), among reverse mortgage borrowers, in Williamson County was $492,669.90 in 2024.
Click here to get a Reverse Mortgage Quote in Williamson County, Texas »
Note that our loan origination data will not exactly match FHA’s HECM portfolio snapshot. This discrepancy occurs because FHA’s reports are limited to loans endorsed by FHA (i.e. HECMs only). We use a series of custom data criteria that make it possible to identify all reverse mortgages: HECMs, proprietary, and even single-purpose reverse mortgages.
Williamson County, TX Facts – As of 2025 | |
Average property value (estimated) | $492,669.90 |
Average property taxes | $3,379.01 |
Average reverse mortgage interest rate | 7.53% |
Area median income | $122,300.00 |
Data Source: FFIEC HMDA Data
Jumbo Reverse Mortgage in Williamson County, TX
With the average home value of $492,669.90, you may be wondering about the opportunities for jumbo loans.
HomeForLife | HECM | |
Traditional Reverse Mortgage | Yes | Yes |
Refinance Existing Reverse Mortgage with Another (HECM to HECM) |
Yes | Yes |
Purchase a Home with a Reverse Mortgage (HECM for Purchase) |
Yes | Yes |
Minimum Age for Eligibility in TX | 55 | 62 |
Get Your Quote → | Get Your Quote → |
The FHA has increased the HECM lending limit to $1,209,750 for 2025. If your property is valued above the HECM lending limit, you may be eligible for additional proceeds through the HomeForLife jumbo reverse mortgage.
Reverse Mortgage Refinance (HECM to HECM) in Williamson County
It might make sense to refinance your reverse mortgage. There are many situations where refinancing could be very beneficial to you:
- You want to get more cash out because your home value has increased substantially
- You want to pay less in interest by obtaining a lower interest rate
- You want to add a loved one to the reverse mortgage
As a bonus, South River Mortgage can sometimes provide multiple benefits at once, depending on the situation. There have been cases where we can help secure a lower interest rate and additional cash. In some cases, we have been able to do all three benefits: lower rate, more cash, and adding a son or daughter onto the mortgage.
South River Mortgage can help you refinance your reverse mortgage. Get a quote today »
Reverse for Purchase (HECM for Purchase) in Williamson County
You can now purchase a home with a reverse mortgage in {county}, TX. The reverse for purchase lets homebuyers purchase the home and get a reverse mortgage in a single transaction. The requirements for a reverse for purchase are very similar to the traditional reverse mortgage program.
Purchasing a home with a reverse mortgage has many benefits:
- No monthly mortgage payment (although you’d still be responsible for property taxes and homeowner’s insurance)
- The home being purchased would meet HUD’s property requirements or minimum property standards (this helps keep the home safe for occupants)
Learn what your down payment would be using our Reverse for Purchase calculator. Or, get pre-approved today »