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Texas Reverse Mortgage Lenders

 

Top Texas Reverse Mortgage Lender Near You

Trusted Texas reverse mortgage lender. Unlock retirement cash with an FHA-insured HECM—no payments, no stress. A+ BBB rating.

Reverse Mortgage Product Options in Texas

 

HomeForLife HECM
Traditional Reverse Mortgage
(Reverse Mortgage 101)		 Yes Yes
Refinance Existing Reverse Mortgage with Another
(HECM to HECM)		 Yes Yes
Purchase a Home with a Reverse Mortgage
(HECM for Purchase)		 Yes Yes
Minimum Age for Eligibility in TX 62 62
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Reverse Mortgage Interest Rates in Texas

As of today, the 10-year CMT index is trading at 4.25%. Reverse mortgage interest rates adjust weekly on Tuesdays, so the next adjustment date will be Tuesday, August 26, 2025. (Updated 23 August 2025)

The projected index for next week is 4.25%, compared to this week’s index, which is 4.25%. This means that rates are projected to be between 6.00% and 6.75%.

Click to learn more about Reverse Mortgage Interest Rates (& how they affect you) →

Local Reverse Mortgage Lenders in Texas

Although South River Mortgage originates loans all across the country, we do maintain a local presence in Texas. We have a resident agent location at 805 COUNTRY CLUB DR, HEATH, TX 75032. Get Your Quote →

HUD also maintains a list of local lenders. Get Your Quote →

Reverse Mortgage Loan Origination Statistics in Texas

We have pulled together a number of useful reverse mortgage loan statistics for TX. These loan origination statistics are put together below as a courtesy, and as such, we cannot make any guarantees about the accuracy of the information.

Note that this data was sourced from a proprietary data set, so it includes loans outside of the FHA HECM loans listed on the HECM Portfolio Snapshot.

Reverse Mortgages in Texas

Download the dataset (anonymized) as a CSV file

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Average Reverse Mortgage Home Values in Texas

Download the dataset (anonymized) as a CSV file

Reverse Mortgage Interest Rates in Texas

Download the dataset (anonymized) as a CSV file

State Regulator & Licensing in Texas

Make sure you are working with a licensed mortgage lender in Texas. South River Mortgage maintains approval with Texas and holds the Department of Savings and Mortgage Lending Mortgage Company License #1854524.

County-Specific Loan Information in Texas

Texas has 132, and each county has its own specifics. We have compiled county-by-county loan statistics and information, whether you are looking for a reverse mortgage or just curious about loan origination activity. Kindly note that this information is provided on a best-efforts basis – and while we do as much quality control work as possible – we make no guarantees to the accuracy of loan statistical information provided

Choose any county to learn more about reverse mortgages in that area: