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Texas Reverse Mortgage Lenders

 

Top Texas Reverse Mortgage Lender Near You

Trusted Texas reverse mortgage lender. Unlock retirement cash with an FHA-insured HECM—no payments, no stress. A+ BBB rating.

Reverse Mortgage Product Options in Texas

 

HomeForLife HECM
Traditional Reverse Mortgage
(Reverse Mortgage 101)		 Yes Yes
Refinance Existing Reverse Mortgage with Another
(HECM to HECM)		 Yes Yes
Purchase a Home with a Reverse Mortgage
(HECM for Purchase)		 Yes Yes
Minimum Age for Eligibility in TX 62 62
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Reverse Mortgage Interest Rates in Texas

As of today, the 10-year CMT index is trading at 4.38%. Reverse mortgage interest rates adjust weekly on Tuesdays, so the next adjustment date will be Tuesday, August 5, 2025. (Updated 1 August 2025)

The projected index for next week is 4.38%, compared to this week’s index, which is 4.38%. This means that rates are projected to be between 6.13% and 6.88%.

Click to learn more about Reverse Mortgage Interest Rates (& how they affect you) →

Local Reverse Mortgage Lenders in Texas

Although South River Mortgage originates loans all across the country, we do maintain a local presence in Texas. We have a resident agent location at 805 COUNTRY CLUB DR, HEATH, TX 75032. Get Your Quote →

HUD also maintains a list of local lenders. Get Your Quote →

Reverse Mortgage Loan Origination Statistics in Texas

We have pulled together a number of useful reverse mortgage loan statistics for TX. These loan origination statistics are put together below as a courtesy, and as such, we cannot make any guarantees about the accuracy of the information.

Note that this data was sourced from a proprietary data set, so it includes loans outside of the FHA HECM loans listed on the HECM Portfolio Snapshot.

Reverse Mortgages in Texas

Download the dataset (anonymized) as a CSV file

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Average Reverse Mortgage Home Values in Texas

Download the dataset (anonymized) as a CSV file

Reverse Mortgage Interest Rates in Texas

Download the dataset (anonymized) as a CSV file

State Regulator & Licensing in Texas

Make sure you are working with a licensed mortgage lender in Texas. South River Mortgage maintains approval with Texas and holds the Department of Savings and Mortgage Lending Mortgage Company License #1854524.

County-Specific Loan Information in Texas

Texas has 132, and each county has its own specifics. We have compiled county-by-county loan statistics and information, whether you are looking for a reverse mortgage or just curious about loan origination activity. Kindly note that this information is provided on a best-efforts basis – and while we do as much quality control work as possible – we make no guarantees to the accuracy of loan statistical information provided

Choose any county to learn more about reverse mortgages in that area: