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North Carolina Reverse Mortgage Lenders

 

Top North Carolina Reverse Mortgage Lender Near You

Trusted North Carolina reverse mortgage lender. Unlock retirement cash with an FHA-insured HECM—no payments, no stress. A+ BBB rating.

Reverse Mortgage Product Options in North Carolina

 

HomeForLifeHECM
Traditional Reverse Mortgage
(Reverse Mortgage 101)		YesYes
Refinance Existing Reverse Mortgage with Another
(HECM to HECM)		YesYes
Purchase a Home with a Reverse Mortgage
(HECM for Purchase)		YesYes
Minimum Age for Eligibility in NC6262
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Reverse Mortgage Interest Rates in North Carolina

As of today, the 10-year CMT index is trading at 4.13%. Reverse mortgage interest rates adjust weekly on Tuesdays, so the next adjustment date will be Tuesday, October 14, 2025. (Updated 9 October 2025)

The projected index for next week is 4.13%, compared to this week’s index, which is 4.13%. This means that rates are projected to be between 5.88% and 6.63%.

Click to learn more about Reverse Mortgage Interest Rates (& how they affect you) →

Local Reverse Mortgage Lenders in North Carolina

Although South River Mortgage originates loans all across the country, we do maintain a local presence in North Carolina. We have a resident agent location at 176 Mine Lake Court, Suite 100, Raleigh, NC 27615. Get Your Quote →

HUD also maintains a list of local lenders. Get Your Quote →

Reverse Mortgage Loan Origination Statistics in North Carolina

We have pulled together a number of useful reverse mortgage loan statistics for NC. These loan origination statistics are put together below as a courtesy, and as such, we cannot make any guarantees about the accuracy of the information.

Note that this data was sourced from a proprietary data set, so it includes loans outside of the FHA HECM loans listed on the HECM Portfolio Snapshot.

Reverse Mortgages in North Carolina

Download the dataset (anonymized) as a CSV file

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Average Reverse Mortgage Home Values in North Carolina

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Reverse Mortgage Interest Rates in North Carolina

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State Regulator & Licensing in North Carolina

Make sure you are working with a licensed mortgage lender in North Carolina. South River Mortgage maintains approval with North Carolina and holds the Mortgage Lender License L-222259.

County-Specific Loan Information in North Carolina

North Carolina has 83, and each county has its own specifics. We have compiled county-by-county loan statistics and information, whether you are looking for a reverse mortgage or just curious about loan origination activity. Kindly note that this information is provided on a best-efforts basis – and while we do as much quality control work as possible – we make no guarantees to the accuracy of loan statistical information provided

Choose any county to learn more about reverse mortgages in that area: