North Carolina Reverse Mortgage Lenders

Trusted North Carolina reverse mortgage lender. Unlock retirement cash with an FHA-insured HECM—no payments, no stress. A+ BBB rating.
Reverse Mortgage Product Options in North Carolina
HomeForLife | HECM | |
Traditional Reverse Mortgage (Reverse Mortgage 101) |
Yes | Yes |
Refinance Existing Reverse Mortgage with Another (HECM to HECM) |
Yes | Yes |
Purchase a Home with a Reverse Mortgage (HECM for Purchase) |
Yes | Yes |
Minimum Age for Eligibility in NC | 62 | 62 |
Get Your Quote → | Get Your Quote → |
Reverse Mortgage Interest Rates in North Carolina
As of today, the 10-year CMT index is trading at 4.38%. Reverse mortgage interest rates adjust weekly on Tuesdays, so the next adjustment date will be Tuesday, August 12, 2025. (Updated 7 August 2025)
The projected index for next week is 4.25%, compared to this week’s index, which is 4.38%. This means that rates are projected to be between 6.00% and 6.75%.
Click to learn more about Reverse Mortgage Interest Rates (& how they affect you) →
Local Reverse Mortgage Lenders in North Carolina
Although South River Mortgage originates loans all across the country, we do maintain a local presence in North Carolina. We have a resident agent location at 176 Mine Lake Court, Suite 100, Raleigh, NC 27615. Get Your Quote →
HUD also maintains a list of local lenders. Get Your Quote →
Reverse Mortgage Loan Origination Statistics in North Carolina
We have pulled together a number of useful reverse mortgage loan statistics for NC. These loan origination statistics are put together below as a courtesy, and as such, we cannot make any guarantees about the accuracy of the information.
Note that this data was sourced from a proprietary data set, so it includes loans outside of the FHA HECM loans listed on the HECM Portfolio Snapshot.
Reverse Mortgages in North Carolina
Download the dataset (anonymized) as a CSV file
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Average Reverse Mortgage Home Values in North Carolina
Download the dataset (anonymized) as a CSV file
Reverse Mortgage Interest Rates in North Carolina
Download the dataset (anonymized) as a CSV file
State Regulator & Licensing in North Carolina
Make sure you are working with a licensed mortgage lender in North Carolina. South River Mortgage maintains approval with North Carolina and holds the Mortgage Lender License L-222259.
County-Specific Loan Information in North Carolina
North Carolina has 83, and each county has its own specifics. We have compiled county-by-county loan statistics and information, whether you are looking for a reverse mortgage or just curious about loan origination activity. Kindly note that this information is provided on a best-efforts basis – and while we do as much quality control work as possible – we make no guarantees to the accuracy of loan statistical information provided
Choose any county to learn more about reverse mortgages in that area:
- Alamance County
- Alexander County
- Alleghany County
- Anson County
- Ashe County
- Avery County
- Bertie County
- Bladen County
- Brunswick County
- Buncombe County
- Burke County
- Cabarrus County
- Caldwell County
- Camden County
- Carteret County
- Caswell County
- Catawba County
- Chatham County
- Cherokee County
- Clay County
- Cleveland County
- Columbus County
- Craven County
- Cumberland County
- Currituck County
- Dare County
- Davidson County
- Duplin County
- Durham County
- Edgecombe County
- Forsyth County
- Franklin County
- Gaston County
- Granville County
- Guilford County
- Halifax County
- Harnett County
- Haywood County
- Henderson County
- Hoke County
- Iredell County
- Jackson County
- Johnston County
- Jones County
- Lee County
- Lenoir County
- Lincoln County
- McDowell County
- Macon County
- Madison County
- Martin County
- Mecklenburg County
- Moore County
- New Hanover County
- Onslow County
- Orange County
- Pamlico County
- Pasquotank County
- Pender County
- Perquimans County
- Person County
- Pitt County
- Polk County
- Randolph County
- Robeson County
- Rockingham County
- Rowan County
- Rutherford County
- Sampson County
- Stokes County
- Surry County
- Swain County
- Transylvania County
- Union County
- Vance County
- Wake County
- Washington County
- Watauga County
- Wayne County
- Wilkes County
- Wilson County
- Yadkin County
- Yancey County