Licensing Information

Legal & license information

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Written by Chris BirkVice President of Mortgage Insight Reviewed by Tierre Banks
Updated on Jan 01, 2025

General.
South River Mortgage, LLC is headquartered at 1750 Forest Drive, Suite 195 Annapolis, MD 21401. Toll-free number 1-844-230-6679. Company NMLS ID 1854524.

State Licenses
South River Mortgage is a licensed mortgage lender, and we do business in the following states:

State License Number
Alabama Consumer Credit License 23178
Arizona Mortgage Banker License 1031337
Arkansas Combination Mortgage Banker-Broker-Servicer License 1031337
California California Financing Law License - 60DBO-103861
Colorado Mortgage Company Registration NMLS ID 1854524
Delaware Lender License 36677
District of Columbia Mortgage Dual Authority License MLB1854524
Florida Mortgage Lender License MLD2178
Georgia Mortgage Lender License/Registration 1854524
Illinois Residential Mortgage License MB.6761575
Indiana Department of Financial Institutions, Mortgage Lending License 62994
Louisiana Residential Mortgage Lending License NMLS ID 1854524
Maryland Mortgage Lender License 1854524
Michigan 1st Mortgage Broker/Lender License FL0026338
Minnesota MN-MO-1854524
Montana Mortgage Lender License #1854524
Nevada Mortgage Company License #NMC-119888
New Jersey Residential Mortgage Lender License Licensed by the New Jersey Department of Banking and Insurance #1854524
New Mexico Mortgage Loan Company License #1854524
North Carolina Mortgage Lender License L-222259
Ohio Residential Mortgage Lending Act Certificate of Registration RM.804642.000
Oklahoma Mortgage Lender License #ML016993
Oregon Mortgage Lending License #1854524
Pennsylvania Mortgage Lender License #94893
South Carolina Mortgage Lender / Servicer License #MLS - 1854524
Tennessee Mortgage License #1854524
Texas Department of Savings and Mortgage Lending Mortgage Company License #1854524
Utah Mortgage Entity License #12662523
Washington Consumer Loan Company License #CL-1854524

Other State Disclosures

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.

NEW JERSEY LIEN DISCLOSURE
HECM and HomeForLife products are first lien mortgage loans. For an adjustable rate HECM loan, a second lien mortgage and note also are required in order to secure any potential payments that FHA may make to or on behalf of a borrower pursuant to the federal National Housing Act and the loan agreement.

TEXAS MORTGAGE COMPANY DISCLOSURE
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS, OR TO FILE A CLAIM AGAINAST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM OR CLAIM APPLICATION TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML’S WEBSITE: WWW.SML.TEXAS.GOV.