Licensing Information

Legal & license information

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Written by Chris BirkVice President of Mortgage Insight Reviewed by Tierre Banks
Updated on Jan 01, 2025

General.
South River Mortgage, LLC is headquartered at 1750 Forest Drive, Suite 195 Annapolis, MD 21401. Toll-free number 1-844-230-6679. Company NMLS ID 1854524.

State Licenses
South River Mortgage is a licensed mortgage lender, and we do business in the following states:

StateLicense Number
AlabamaConsumer Credit License 23178
ArizonaMortgage Banker License 1031337
ArkansasCombination Mortgage Banker-Broker-Servicer License 1031337
CaliforniaCalifornia Financing Law License - 60DBO-103861
ColoradoMortgage Company Registration NMLS ID 1854524
ConnecticutNMLS ID #1854524
Delaware Lender License 36677
District of ColumbiaMortgage Dual Authority License MLB1854524
FloridaMortgage Lender License MLD2178
GeorgiaMortgage Lender License/Registration 1854524
IdahoLicense/Registration #: MBL-2081854524
IllinoisResidential Mortgage License MB.6761575
IndianaDepartment of Financial Institutions, Mortgage Lending License 62994
LouisianaResidential Mortgage Lending License NMLS ID 1854524
MarylandMortgage Lender License 1854524
Michigan 1st Mortgage Broker/Lender License FL0026338
MinnesotaMN-MO-1854524
MontanaMortgage Lender License #1854524
NevadaMortgage Company License #NMC-119888
New Jersey Residential Mortgage Lender License Licensed by the New Jersey Department of Banking and Insurance #1854524
New MexicoMortgage Loan Company License #1854524
North CarolinaMortgage Lender License L-222259
OhioResidential Mortgage Lending Act Certificate of Registration RM.804642.000
OklahomaMortgage Lender License #ML016993
OregonMortgage Lending License #1854524
PennsylvaniaMortgage Lender License #94893
South CarolinaMortgage Lender / Servicer License #MLS - 1854524
TennesseeMortgage License #1854524
TexasDepartment of Savings and Mortgage Lending Mortgage Company License #1854524
UtahMortgage Entity License #12662523
WashingtonConsumer Loan Company License #CL-1854524
WisconsinNMLS ID #1854524

Other State Disclosures

STATE OF ILLINOIS COMMUNITY REINVESTMENT NOTICE
The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation once the Department completes our first evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department. We will update this notice when our first evaluation has been issued.

NEW JERSEY LIEN DISCLOSURE
HECM and HomeForLife products are first lien mortgage loans. For an adjustable rate HECM loan, a second lien mortgage and note also are required in order to secure any potential payments that FHA may make to or on behalf of a borrower pursuant to the federal National Housing Act and the loan agreement.

TEXAS MORTGAGE COMPANY DISCLOSURE
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE COMPANY OR RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS, OR TO FILE A CLAIM AGAINAST A RESIDENTIAL MORTGAGE LOAN ORIGINATOR LICENSED IN TEXAS SHOULD SEND A COMPLETED COMPLAINT FORM OR CLAIM APPLICATION TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING (SML): 2601 N. LAMAR BLVD., SUITE 201, AUSTIN, TEXAS 78705; TEL: 1-877-276-5550. INFORMATION AND FORMS ARE AVAILABLE ON SML’S WEBSITE: WWW.SML.TEXAS.GOV.