Idaho Reverse Mortgage Lenders
Reverse Mortgage Product Options in Idaho
HomeForLife | HECM | |
Traditional Reverse Mortgage (Reverse Mortgage 101) |
Yes | Yes |
Refinance Existing Reverse Mortgage with Another (HECM to HECM) |
Yes | Yes |
Purchase a Home with a Reverse Mortgage (HECM for Purchase) |
Yes | Yes |
Minimum Age for Eligibility in ID | Not Available | 62 |
Get Your Quote → | Get Your Quote → |
Reverse Mortgage Interest Rates in Idaho
As of today, the 10-year CMT index is trading at 4.13%. Reverse mortgage interest rates adjust weekly on Tuesdays, so the next adjustment date will be Tuesday, September 30, 2025. (Updated 23 September 2025)
The projected index for next week is 4.13%, compared to this week’s index, which is 4.13%. This means that rates are projected to be between 5.88% and 6.63%.
Click to learn more about Reverse Mortgage Interest Rates (& how they affect you) →
Local Reverse Mortgage Lenders in Idaho
Although South River Mortgage originates loans all across the country, we do maintain a local presence in Idaho. We have a resident agent location at 10020 W. Fairview Ave., Suite 104, Boise, ID 83704. Get Your Quote →
HUD also maintains a list of local lenders. Get Your Quote →
Reverse Mortgage Loan Origination Statistics in Idaho
We have pulled together a number of useful reverse mortgage loan statistics for ID. These loan origination statistics are put together below as a courtesy, and as such, we cannot make any guarantees about the accuracy of the information.
Note that this data was sourced from a proprietary data set, so it includes loans outside of the FHA HECM loans listed on the HECM Portfolio Snapshot.
Reverse Mortgages in Idaho
Download the dataset (anonymized) as a CSV file
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Average Reverse Mortgage Home Values in Idaho
Download the dataset (anonymized) as a CSV file
Reverse Mortgage Interest Rates in Idaho
Download the dataset (anonymized) as a CSV file
State Regulator & Licensing in Idaho
Make sure you are working with a licensed mortgage lender in Idaho. South River Mortgage maintains approval with Idaho and holds the Consumer Loan Company License #MBL-2081854524.
County-Specific Loan Information in Idaho
Idaho has 44, and each county has its own specifics. We have compiled county-by-county loan statistics and information, whether you are looking for a reverse mortgage or just curious about loan origination activity. Kindly note that this information is provided on a best-efforts basis – and while we do as much quality control work as possible – we make no guarantees to the accuracy of loan statistical information provided
Choose any county to learn more about reverse mortgages in that area:
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- Ada County
- Adams County
- Bannock County
- Bear Lake County
- Benewah County
- Bingham County
- Blaine County
- Boise County
- Bonner County
- Bonneville County
- Boundary County
- Butte County
- Camas County
- Canyon County
- Caribou County
- Cassia County
- Clark County
- Clearwater County
- Custer County
- Elmore County
- Franklin County
- Fremont County
- Gem County
- Gooding County
- Idaho County
- Jefferson County
- Jerome County
- Kootenai County
- Latah County
- Lemhi County
- Lewis County
- Lincoln County
- Madison County
- Minidoka County
- Nez Perce County
- Oneida County
- Owyhee County
- Payette County
- Power County
- Shoshone County
- Teton County
- Twin Falls County
- Valley County
- Washington County