Florida Reverse Mortgage Lenders

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Florida Reverse Mortgage Lenders

 

Reverse Mortgage Product Options in Florida

 

HomeForLife HECM
Traditional Reverse Mortgage
(Reverse Mortgage 101)		 Yes Yes
Refinance Existing Reverse Mortgage with Another
(HECM to HECM)		 Yes Yes
Purchase a Home with a Reverse Mortgage
(HECM for Purchase)		 Yes Yes
Minimum Age for Eligibility in FL 55 62
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Reverse Mortgage Interest Rates in Florida

As of today, the 10-year CMT index is trading at 4.25%. Reverse mortgage interest rates adjust weekly on Tuesdays, so the next adjustment date will be Tuesday, May 13, 2025. (Updated 9 May 2025)

The projected index for next week is 4.38%, compared to this week’s index, which is 4.25%. This means that rates are projected to be between 6.13% and 6.88%.

Click to learn more about Reverse Mortgage Interest Rates (& how they affect you) →

Local Reverse Mortgage Lenders in Florida

Although South River Mortgage originates loans all across the country, we do maintain a local presence in Florida. We have a resident agent location at 2894 Remington Green Ln, Ste. A, Tallahassee, FL 32308. Get Your Quote →

HUD also maintains a list of local lenders. Get Your Quote →

Reverse Mortgage Loan Origination Statistics in Florida

We have pulled together a number of useful reverse mortgage loan statistics for FL. These loan origination statistics are put together below as a courtesy, and as such, we cannot make any guarantees about the accuracy of the information.

Note that this data was sourced from a proprietary data set, so it includes loans outside of the FHA HECM loans listed on the HECM Portfolio Snapshot.

Reverse Mortgages in Florida

Download the dataset (anonymized) as a CSV file

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Average Reverse Mortgage Home Values in Florida

Download the dataset (anonymized) as a CSV file

Reverse Mortgage Interest Rates in Florida

Download the dataset (anonymized) as a CSV file

State Regulator & Licensing in Florida

Make sure you are working with a licensed mortgage lender in Florida. South River Mortgage maintains approval with Florida and holds the Mortgage Lender License MLD2178.

County-Specific Loan Information in Florida

Florida has 60, and each county has its own specifics. We have compiled county-by-county loan statistics and information, whether you are looking for a reverse mortgage or just curious about loan origination activity. Kindly note that this information is provided on a best-efforts basis – and while we do as much quality control work as possible – we make no guarantees to the accuracy of loan statistical information provided

Choose any county to learn more about reverse mortgages in that area: