In 2024, there were 18 active reverse mortgage loans in Humboldt County, Nevada. The average home value in Humboldt County is $442,390.61.

Click here to get a reverse Mortgage Quote in Humboldt County, Nevada

To avoid scams, make sure you are working with a licensed lender in Nevada. South River Mortgage is a fully licensed lender in Nevada. The NV state regulator requires mortgage lenders to be explicitly approved to make loans and hold a license. South River Mortgage proudly holds the Mortgage Company License in NV, and our state license identifier is NMC-119889.  We also maintain active approval with HUD/FHA.

Reverse Mortgage Loans in Humboldt County

Humboldt County is located in the state of Nevada, known for its vast open spaces and rugged beauty. While specific population data is not provided, the area boasts a sparse population spread across its expansive landscapes. The county is renowned for its mining history, with notable silver and gold discoveries driving its early economic development. Humboldt County also offers opportunities for outdoor enthusiasts, with its abundant natural resources and recreational activities. In Humboldt County, the average home value is 442,390.61, with an average property tax of 1,195.36 and an average interest rate of 0.0444. This information may be of particular interest to seniors looking into reverse mortgages as a financial option to access the equity in their homes. By utilizing a reverse mortgage in Humboldt County, seniors can tap into the value of their property to supplement their retirement income, allowing them to remain financially secure and independent in their golden years.

Reverse Mortgage Loan Origination in Humboldt County

Reverse Mortgage Home Values in Humboldt County

Reverse Mortgage Interest Rates Humboldt County

There are approximately 18 active reverse mortgage loans in Humboldt County. The average interest rate in Humboldt County is 7.21% for reverse mortgages. The average maximum claim amount (the lesser of the appraisal or lending limit), among reverse mortgage borrowers, in Humboldt County was $365,000.00 in 2024.

Click here to get a Reverse Mortgage Quote in Humboldt County, Nevada »

Note that our loan origination data will not exactly match FHA’s HECM portfolio snapshot. This discrepancy occurs because FHA’s reports are limited to loans endorsed by FHA (i.e. HECMs only). We use a series of custom data criteria that make it possible to identify all reverse mortgages: HECMs, proprietary, and even single-purpose reverse mortgages.

Jumbo Reverse Mortgage in Humboldt County, NV

With the average home value of $365,000.00, you may be wondering about the opportunities for jumbo loans.

The FHA has increased the HECM lending limit to $1,209,750 for 2025. If your property is valued above the HECM lending limit, you may be eligible for additional proceeds through the HomeForLife jumbo reverse mortgage.

Reverse Mortgage Refinance (HECM to HECM) in Humboldt County

It might make sense to refinance your reverse mortgage. There are many situations where refinancing could be very beneficial to you:

• You want to get more cash out because your home value has increased substantially
• You want to pay less in interest by obtaining a lower interest rate
• You want to add a loved one to the reverse mortgage

As a bonus, South River Mortgage can sometimes provide multiple benefits at once, depending on the situation. There have been cases where we can help secure a lower interest rate and additional cash. In some cases, we have been able to do all three benefits: lower rate, more cash, and adding a son or daughter onto the mortgage.

South River Mortgage can help you refinance your reverse mortgage. Get a quote today »

Reverse for Purchase (HECM for Purchase) in Humboldt County

You can now purchase a home with a reverse mortgage in {county}, NV. The reverse for purchase lets homebuyers purchase the home and get a reverse mortgage in a single transaction. The requirements for a reverse for purchase are very similar to the traditional reverse mortgage program.

Purchasing a home with a reverse mortgage has many benefits:

• No monthly mortgage payment (although you’d still be responsible for property taxes and homeowner’s insurance)
• The home being purchased would meet HUD’s property requirements or minimum property standards (this helps keep the home safe for occupants)

Learn what your down payment would be using our Reverse for Purchase calculator. Or, get pre-approved today »