What You Can Learn from a Call with South River Mortgage

Retirement should be enjoyable – this time of your life is called your ‘golden years,’ after all. Unfortunately, it can be a stressful and confusing time for many seniors. Without a steady stream of income, you may find yourself unable to keep up with all of your financial expenses. At South River Mortgage, we will help you find the best solution for you and your situation so you can enjoy your golden years in the comfort of your home. 

Different Loans

There are three options available to you – HECM reverse mortgage, jumbo reverse mortgage, and HECM for Purchase (H4P). We will carefully review your financial situation to see which mortgage is most suited to meet your needs. During the process, we make sure you understand everything before committing; we never try to confuse you with fancy terminology or cheat you with fine print.


There are a handful of requirements and qualifications you need to meet to be eligible for a reverse mortgage. For instance, you need to be at least 62 years or older, own your home, and undergo financial counseling, so you thoroughly understand the entirety of the process. Other qualifications are dependent on your home and your financial ability to continue paying things like HOA fees and property taxes. While it may seem overwhelming, our licensed professionals are here to walk you through every step of the way. 

Payment Options

We want you to thrive financially, which is why we offer three options for receiving your money. You can choose between receiving a lump sum, monthly payments, or a line of credit. Additionally, we believe reverse mortgage costs should never be excessive, which is why we cover appraisal costs upfront, so you do not have to pay out of pocket. 

Free Analysis

South River Mortgage’s mission is to provide financial assistance and help seniors achieve a better quality of life. We believe in interaction – not transaction – meaning we value our clients as real people and not a business deal. This belief is why we offer free analysis. Our friendly advisors are ready and willing to help you create a peaceful retirement. You deserve only the best, and we want to make it happen! 

If you work directly with a lender, your options are limited by what the lender offers. Why work with reverse mortgage lenders when you could work with the nation’s leading brokerage and have lenders compete for your business? Call South River Mortgage today, and we will get you started on the path to a life free of financial worries. We look forward to helping you! 

Tyler Plack

About the Author, Tyler Plack

South River Mortgage is one of the nation's top reverse mortgage originators. With a focus on reverse mortgages, South River Mortgage's trustworthy advisors are able to help thousands of seniors each year.

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