Completed Reverse Mortgage Counseling?

Finish what you started with a lender that actually puts your retirement first.

You should have received a form that looks like this:

HUD Counseling

Great! Please help us verify a couple things…

No problem!

Give us a call at the number below, and we’ll help you figure it out.

Call Us At 888-249-5401

Got it, thanks!

SECURE

Click this checkbox to move further.

Thank you! We’ll call you in about 2 minutes to help you complete your reverse mortgage application.

Please keep your HUD counseling certificate handy so we can help you as soon as possible.

Don’t feel like waiting? Call us right now at the number below:

Call Us At 888-249-5401

Talk to you soon!

So, you’ve finished reverse mortgage counseling. Now what?

After you submit the form above, one of our loan specialists will help you…

1. Review & Sign Initial DisclosuresWe’ll help you do this via secure e-sign or an in-home notary.

2. Submit Your Supporting DocumentsWe’ll walk you through every document needed (based on your credit, income, and home).

3. Schedule Your AppraisalWe help coordinate your next step to value your home.

Why so many homeowners switch to South River Mortgage

Many homeowners who start their reverse mortgage application with other lenders switch to us after finishing
counseling—and here’s why:

1. Faster ClosingsWe close nearly 2x faster than other lenders—25 days vs. 46 days.

2. People-First ApproachWe keep you updated every step of the way.

3. Schedule Your AppraisalWe’re here to protect your retirement, period.

“May God keep blessing you.”

Just a few homeowners we’ve helped this year…

RA
Ruth Anne
03/12/2026
ND
Nick’s dedication to his clients and his thoroughness are truly commendable
02/05/2026

“The following testimonial was received via email from a verified client.”

Dear Zack,

I am writing to express my sincere appreciation for Nick Beach, who assisted me with obtaining a mortgage for my home. Having been a business owner myself, I have very high standards for the professionals I choose to work with, and Nick consistently exceeded my expectations.

From our first interaction, Nick’s professionalism was evident, and I quickly developed a high level of trust in his abilities and counsel. He is the type of employee that I would be proud to have working for me. I believe this is the greatest compliment that I can pay Nick. He was incredibly thorough, ensuring all of my questions were answered with clarity and patience throughout the entire process. His responsiveness was remarkable, and he was always accessible when I needed him.

Nick’s dedication to his clients and his thoroughness are truly commendable. I have no doubt that he is a valuable asset to your team.  I would welcome the opportunity to discuss this with you further. Should you have any questions, please feel free to contact me.

Thank you,

George P. B.

YK
Your kindness has meant a great deal to me
07/23/2025

Thank you very much for making this tedious process much easier. Your kindness has meant a great deal to me. It has been such a pleasure dealing with you and it is very much appreciated. Sincerely,

Ms. A. E. L.

Frequently Asked Questions

Wait, I can change lenders after counseling?

Absolutely. Counseling is independent—you’re not locked into your previous lender.

What documents will I need?

Every situation is different, but we’ll provide a checklist and help you gather what’s needed.

Will I have to start over?

Not at all. We’ll pick up right where you left off, and often move faster than your old lender!

Do I need to pay for counseling again?

Nope. You’ve already completed it. That part’s done.

Finish your reverse mortgage application today.

You’re one quick call away from securing the low-stress retirement you deserve.

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